The SBI is India’s largest public sector bank and this bank consistently introduced financial products tailored to meet the diverse needs of its customers. One of such offerings is the SBI 400 Day FD 2025. This 400 Days FD is known as Amrit Kalash FD. This deposit scheme is designed to provide investors with a short term investment option which has only 400 tenure periods. Under this, the residents can invest and earn interest on the deposits. This deposit scheme offers interest rates with the reliability associated with SBI. Here we will explore this scheme with its eligibility, interest rates and maturity amounts.
SBI 400 Day FD 2025
This SBI 400 Day FD 2025 is part of the Amrit Kalash FD Scheme which was initially available from 15th February 2023 to 31st March 2023 but due to the popularity of this scheme, SBI extended this scheme and now this scheme is available till 31st March, 2025. This allows more customers to benefit from this deposit scheme. This scheme offers a fixed tenure of 400 days which makes it an ideal choice for individuals who are seeking short term investments. The customers can visit SBI Branches, Internet Banking or YONO channels for application of this deposit scheme. SBI also allows for premature withdrawal but such withdrawals will be penalized.
SBI Amrit Kalash Scheme 2025- Overview
| Post Title | SBI 400 Day FD 2025 |
| Year | 2025 |
| Country Name | India |
| Scheme Name | 400 Day FD or Amrit Kalash |
| Tenure | 400 days |
| SBI 400 Day Fixed Deposit Eligibility Criteria 2025 | Qualified Residents including minors, HUFs, NRIs with rupee term deposits |
| Minimum Deposit Amount | Rs. 1,000 |
| Maximum Deposit Amount | Less than Rs. 2 Crore |
| SBI Amrit Kalash Interest Rate & Maturity Amount 2025 | 7.10% Per Annum |
| Time Period | 12th April 2023 till 31st March 2025 |
| Interest Payment | Monthly, Quarterly, Half yearly for term deposits and on maturity for special term deposits |
| Premature Withdrawal | Permitted but subject to penalties |
| Availability | Through SBI Branches, Internet Banking, YONO channels |
| Category | News |
| Official Web Page | www.sbi.co.in |
SBI 400 Day Fixed Deposit Eligibility Criteria 2025
- The individuals who are residing in India including minors are eligible.
- The Hindu Undivided Families can also invest in this scheme through their Karta.
- The Non Resident Indians with rupee term deposits are also qualified to invest.
- This scheme accepts both new and renewal deposits which ensures its flexibility.
SBI Amrit Kalash Interest Rate & Maturity Amount 2025
This Amrit Kalash scheme offers an interest rate of 7.10% per annum for the General public but the senior citizens are qualified for additional interest rate benefit. As of now, the seniors interest rate is 7.60% per annum. It means that extra 0.50% per annum interest is offered to the senior citizens and this brings the interest rate for the seniors to 7.60% per annum. The maturity amount of the FD depends on the interest rate, Principal amount, compounding frequency. Here are the Maturity Amounts for the General investors and its important to note that these amounts may vary as per bank compounding method:
| Principal Amount | Interest Rate | Tenure | Maturity Amount |
| 10,000 | 7.10% | 400 Days | 10,778 |
| 50,000 | 7.10% | 400 Days | 53,890 |
| 1,00,000 | 7.10% | 400 Days | 1,07,781 |
| 5,00,000 | 7.10% | 400 Days | 5,38,904 |
These are the Maturity Amounts for the Seniors Citizens:
| Principal Amount | Interest Rate | Tenure | Maturity Amount |
| 10,000 | 7.60% | 400 Days | 10,833 |
| 50,000 | 7.60% | 400 Days | 54,164 |
| 1,00,000 | 7.60% | 400 Days | 1,08,329 |
| 5,00,000 | 7.60% | 400 Days | 5,41,644 |
Fact Check: State Bank Of India 400 Days Fixed Deposit 2025
This SBI 400 Days Fixed Deposit is a reliable scheme. The residents can invest and can earn a monthly fixed return. The amount is provided to the residents after maturity and after 400 days only the residents can get their maturity amount. This scheme is applicable till 31st March, 2025. It means that the residents can invest in this till 31st March, 2025. For the more updates on this FD Scheme, the residents can see official SBI Portal which is www.sbi.co.in
FAQ Related To SBI 400 Day FD 2025
The interest rate for General public is 7.10% per annum and 7.60% per annum for senior citizens.
Yes, the residents can withdraw before 400 days but that resident might subject the penalties.
For this special scheme, the interest will be paid on maturity.
The deadline for the Amrit Kalash scheme is 31st March, 2025.